Scope of works

Insurance scope documentation

Storm claims move on paperwork. A scope of works that itemises the damage, ties it to the weather event and specifies the repair method gives the insurer's assessor something concrete to evaluate. To be plain about roles: preparing honest documentation is a service; deciding a claim belongs to the insurer alone.

Scope

What this covers

  • Dated photographic surveys of external and internal damage

  • An itemised scope of works with quantities and methods

  • Separating storm damage from pre-existing wear where the evidence supports it

  • Attendance notes from make-safe visits showing loss-mitigation steps

Timing

When it's needed

Document before anything is disturbed: photographs taken on the day of the make-safe, with the scope prepared soon after, carry more evidentiary weight than reconstructions weeks later. No documentation can determine or promise an outcome, that decision always rests with the insurer under the policy terms.

Treat a storm-damaged property as hazardous until proven otherwise: keep clear of sagging ceilings, never approach downed powerlines, and call 000 for life-threatening situations. For storm and flood assistance, the NSW SES attends on 132 500.

Quote variables

What shapes the scope

Roof repairs in NSW are licensed trade work: roof tiling, roof plumbing or general building, depending on what broke. Storm-chasing door-knockers appear after every major event; before engaging anyone, check the licence they quote against the NSW Fair Trading register and be wary of pressure to sign on the spot.

Storm response services

Start your quote

Send through the job details and we'll connect you with a licensed provider who can quote this work.

If this is an emergency or anyone is at immediate risk, contact the relevant emergency service or your network or utility operator directly instead of using this form.